At a glance
You get
Up to $400 bonus - $400 at $5,000+ in direct deposits, $50 at $1,000+
You pay
$0 - SoFi states it charges no account, service or maintenance fees
What it takes
$5,000+ in eligible direct deposits counted within 25 days of the first one, for the full $400
Who, where and when
- New direct deposit users
- 1 bonus per member
Watch out
The $400 needs $5,000+ in direct deposits within 25 days of the first one - spread them out and you may get only $50 or nothing
Takes you to sofi.com. CartRevolt has no paid relationship with SoFi.
New to SoFi?
Both get a bonus after the friend opens an account and makes qualifying deposits. Amounts vary by promotion.
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How SoFi invites workdealsadmin posted this deal
An online checking and savings account with no account fees stated. Earn up to $400 in a direct deposit bonus: $5,000 or more in eligible direct deposits counted in the 25 days after your first one pays $400, and $1,000 to $4,999.99 pays $50. Verified on SoFi's official offer page on Nov 1, 2026.
About this deal
- Online checking and savings account
- First eligible direct deposit must arrive by Dec 31, 2026
- Bonus paid within 7 business days, per SoFi
Posted Nov 5 in Bank and card bonuses.
Why members say it's worth it
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Questions and comments
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