U.S. Bank Smartly Checking up to $450 bonus

At a glance

• You get

  Up to $450 bonus - $250, $350 or $450 depending on direct deposit total

• You pay

  $12 a month, waivable

  Waived first 2 statement periods, then with $1,500+ average balance or $1,500+ monthly direct deposits

• What it takes

  At least 2 direct deposits totalling $2,000+ within 90 days - $8,000+ earns the full $450

• Who, where and when

  • New customers
  • No U.S. Bank checking in last 12 months

• Watch out

  This offer ends Nov 10, 2026 and may not be available outside the U.S. Bank footprint, per U.S. Bank's page