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Shop at Costco without a membership using a Costco Shop Card

Verified on the store's site · Checked Nov 2, 2026

Non-members can shop at any Costco in the US, Canada or Puerto Rico with a Costco Shop Card. Only members can buy one, and members reload them at any Costco warehouse.

How to use it

  1. Have a Costco member buy a Costco Shop Card for you
  2. Shop at any Costco warehouse and pay with the card
  3. Ask a member to reload it at a warehouse register when it runs low

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Who qualifies

  • Members and non-members can use Shop Cards
  • Any Costco location in the US, Canada or Puerto Rico

What's left out

  • Only members can buy or reload Shop Cards; no online reloading
  • Not usable at cell phone carrier kiosks inside warehouses
  • Digital Shop Cards not accepted at Food Court kiosks
  • Not accepted for Same-day Delivery powered by Instacart

Source

From customerservice.costco.com (opens in a new tab)
Non-members as well as members may use Costco Shop Cards to shop at any Costco location in the U.S., Canada, or Puerto Rico To purchase a Costco Shop Card, you must be a Costco member at any Costco warehouse or online at Costco.com.