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TargetMember perks

Save 5% at Target with a Target Circle Card, plus free shipping and longer returns

5% off

Verified on the store's site · Checked Nov 2, 2026

Target Circle Card holders get 5% off at checkout in store and online, free standard shipping on most items with free 2-day shipping on eligible items at Target.com, and 30 extra days to return purchases.

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How to use it

  1. Apply for a Target Circle debit card, credit card or Target Mastercard
  2. Pay with the card in store or at Target.com
  3. Get 5% off automatically at checkout
  4. Use the extra 30 days when returning card purchases

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Who qualifies

  • Target Circle debit card: links to your checking account, no credit check
  • Target Circle credit card and Target Mastercard: subject to credit approval

What's left out

  • 5% savings: some restrictions apply
  • Free 2-day shipping only on eligible items
  • Extended returns exclude Target Optical, non-returnable items and contract mobile phones
  • Extended returns exclude online SNAP purchases paid with both EBT and a Target Circle Card

Source

From target.com (opens in a new tab)
Get 5% off your Target purchase instantly at checkout. Hundreds of thousands of items qualify for 2-day shipping.